Do you need car insurance for young drivers? You may have reached the point in time when your 16 year old is now learning how to drive and you are worried about your car insurance rates skyrocketing. While car insurance for young drivers can be expensive, there are a few ways that you can lower the price on your young driver car insurance.
Here are some tips for finding affordable teen car insurance.
Make Sure Your Teen Gets Good Grades
Having good grades can go along way to saving you money on your teen car insurance policy. Most auto insurance companies offer a discount to students who get good grades in school. Usually the standard for this discount is a 3.0 GPA or higher, but it depends on the auto insurance company so check and see what the requirement is for your policy.
Choose Your Teen’s Car Wisely
Maybe you are buying your teenager a car for their 16th birthday or maybe they have saved up some money to buy one on their own. Whatever the case may be, choosing a car wisely for your teenager to drive can really make a difference in your car insurance rates.
Cars that are more likely to be stolen, such as a sports car, are more expensive to insure. Also, cars that have parts that are more expensive to replace are also more costly to insure.
Buying your teen a safe car, that maybe isn’t brand new, will save you money on you’re young driver car insurance. Cars that are equipped with safety features such as passive restraint systems and air bags are usually eligible for auto insurance discounts.
Make sure your teen is driving a safe car and you could save money on your car insurance for young drivers.
Compare Young Driver Car Insurance Rates
Before you just add your teen to your policy, do a little comparison shopping. Whenever your auto insurance situation changes, you should do yourself a favor and compare quotes.
It only takes a few minutes, but it could save you a lot of money on your car insurance policy. Use our free car insurance quote finder to compare car insurance for young drivers now to see where you can get the lowest car insurance rates for your teen.
Find the young driver car insurance policy you need today!